VASSILEVA, Bistra; RAFAILOV, Hristo. DIGITAL CHALLENGES FOR RETAIL BANK MARKETING STRATEGIES IN BULGARIA. KNOWLEDGE - International Journal , [S. l.], v. 49, n. 1, p. 65–70, 2021. Disponível em: https://ojs.ikm.mk/index.php/kij/article/view/4806. Acesso em: 30 jul. 2026.