DAVCEV, Ljupco; MITREVA, Mila; DAVCEV, Aleksandar. MODERN TRENDS, FINANCIAL INNOVATIONS AND DETERMINANTS OF VARIABILITY IN BANKING OPERATIONS. KNOWLEDGE - International Journal , [S. l.], v. 63, n. 1, p. 91–97, 2024. Disponível em: https://ojs.ikm.mk/index.php/kij/article/view/6669. Acesso em: 20 may. 2026.