HYSENI, Egzon; KOVAÇI, Idriz. THE ROLE OF FINANCIAL EDUCATION IN DEVELOPING A RISK MANAGEMENT CULTURE AND INCREASING PARTICIPATION IN INSURANCE. KNOWLEDGE - International Journal , [S. l.], v. 73, n. 1, p. 193–197, 2025. Disponível em: https://ojs.ikm.mk/index.php/kij/article/view/8031. Acesso em: 18 sep. 2026.