Rexha, Teuta. “CRYPTOCURRENCIES AND ELECTRONIC PAYMENT SYSTEMS AND THE PERCEPTION OF THEIR USE IN THE REPUBLIC OF NORTH MACEDONIA”. KNOWLEDGE - International Journal 71, no. 1 (August 20, 2025): 87–91. Accessed July 10, 2026. https://ojs.ikm.mk/index.php/kij/article/view/7633.