Bedjeti Baftijari A, Nakov L. AN OVERVIEW ON HOW CAN FINANCIAL TECHNOLOGY (FINTECH) TRANSFORM THE FUTURE OF BANK SERVICES AND PERFORMANCE: A CHALLENGE OR OPPORTUNITY?. kij [Internet]. 2021 Dec. 15 [cited 2026 Apr. 17];49(1):59-63. Available from: https://ojs.ikm.mk/index.php/kij/article/view/4620